Privacy Policy

Roadworthy Living, a DBA of Coverly Rated LLC ("we," "us," or "our"), respects your privacy. This Privacy Policy describes how we collect, use, and protect information from visitors to our website and subscribers to our educational content. Roadworthy Living is an auto insurance informative resource. We are not an insurance company, agent, broker, or marketplace.

1. Information We Collect

We collect the following categories of information:

• Information you provide: name, email address, and optionally phone number when you subscribe to our content or contact us.
• Consent records: a record of any SMS or email opt-in, including the date, time, and IP address of submission.
• Usage information: standard server logs, browser type, referring pages, and pages visited.

2. How We Use Your Information

• To deliver the educational content, guides, and checklists you requested.
• To respond to inquiries you send through our contact form.
• To send SMS messages you have explicitly opted in to receive.
• To improve site content, navigation, and user experience.
• To comply with legal obligations and recordkeeping requirements.

3. SMS Messaging

If you opt in to receive SMS messages, we will send only the categories of messages you consented to (account notifications and/or educational updates). You may opt out at any time by replying STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any message. Reply HELP for support. Message frequency varies. Msg & data rates may apply.

4. No Sale or Sharing With Insurance Providers

We do not sell, rent, share, or transfer your personal information, phone number, email address, or any other data to insurance carriers, insurance agents, insurance brokers, lead aggregators, comparison services, or third-party marketers under any circumstance. Your data is used solely to deliver the educational content you requested and to operate the site.

5. Mobile Information Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service or technical delivery of SMS messages, is permitted. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Cookies and Analytics

We use minimal cookies to operate the site and may use privacy-respecting analytics to understand which content is most useful. You can disable cookies in your browser at any time.

7. Data Retention

We retain subscriber information for as long as you remain subscribed and for a reasonable period afterward to maintain consent records as required by applicable law. Contact form submissions are retained for two years.

8. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or limit the processing of your personal information. To exercise these rights, contact us using the details below.

9. Children's Privacy

Our site is not directed to children under 13, and we do not knowingly collect information from children.

10. Changes to This Policy

We may update this policy from time to time. Material changes will be reflected in the "Last updated" date at the top of this page.

11. Contact Us

• Company or Website Name: Roadworthy Living, a DBA of Coverly Rated LLC
• Address: 1309 Coffeen Avenue, STE 1200, Sheridan, WY, 82801
• Phone: +1 (307) 382-5987
• Email: contact@roadworthyliving.com
• Website: roadworthyliving.com